Your all-in-one information resource for employment, benefits, small-business assistance, and taxes. For Businesses, Individuals, and Everyone

Last update: Tuesday 5/19 at 2:30 pm

 

New Notices and Services

Are you interested in assisting New Jersey’s contact tracing efforts? Register below
and be notified when opportunities become available.

https://covid19.nj.gov/forms/tracer

COVID TESTING: Riverside testing facility now open to all Hoboken residents and frontline workers with and without symptoms. (posted 4/30) https://local.nixle.com/alert/7964076/

 

“COVID19 Information Hub”  Details here  (Constantly updated)

Check on the status of your Economic Impact Payment
https://www.irs.gov/coronavirus/economic-impact-payments

 

Gov. Murphy announced relief to individuals with student loan payments. (Posted 4/21)

 

NJ Classes being Provided for Grades 3-6 on NJTV and then archived
https://www.wnet.org/education/blog/remote-learning-broadcasts-from-njtv/

COVID19 and Student Loan Relief

For Businesses

Small Business Owner Resources and Information

Information on Grants and Loans available to Small Business Owners facing hardships due to the COVID-19 pandemic

Federal Small Business Administration, Application for Disaster Loan:

https://www.sba.gov/disaster/apply-for-disaster-loan/index.html

Federal Small Business Administration, Loan Guidance:

https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources

State of NJ: Coronavirus Information for NJ Businesses

https://faq.business.nj.gov/en/collections/2198378-information-for-nj-businesses-on-the-coronavirus-outbreak

State of NJ: Information for NJ Businesses on the COVID-19/Novel Coronavirus Outbreak:

https://www.njeda.com/about/Public-Information/Coronavirus-Information

State of NJ: Economic Development Authority Announces New Initiatives to Support Businesses Impacted by COVID-19:   https://www.njeda.com/
More information about the State’s programs can be found at:   faq.business.nj.gov

 

Information on the Stimulus Bill:

https://www.fiscal.treasury.gov/news/useful-covid-19-links.html

 


For Individuals

If you need information on obtaining Health Insurance, please read this pdf:
https://hobokenlibrary.org/wp-content/uploads/2020/05/English-Spanish-Nav-Hotline-outreach.pdf
COVID-19 Testing Sites, information:
Emergency Child care assistance program for essential workers:  (Posted 4/2/2020)
https://www.childcarenj.gov/emergency

 

Unemployment Benefits

 

Unemployment

How to Apply online: https://myunemployment.nj.gov/labor/myunemployment/before/about/howtoapply/applyonline.shtml
Schedule for claiming/certifying NJ Unemployment Benefits:

https://myunemployment.nj.gov/labor/myunemployment/schedule.shtml

Important information for claiming weekly benefits

https://myunemployment.nj.gov/labor/myunemployment/covidinstructions.shtml

 

Guides outlining COVID-19–related benefits for NJ employees

English: https://www.nj.gov/labor/assets/PDFs/COVID-19%20SCENARIOS.pdf
Spanish: https://www.nj.gov/labor/assets/PDFs/COVID-19%20SCENARIOS_SPANISH.pdf

 

Resources for Job Seekers

State of New Jersey COVID-19 Jobs and Hiring Portal:

https://jobs.covid19.nj.gov/

JobNow
Hoboken Residents have access to Job Now.  Live, anytime, anywhere job assistance, including up-to-date nation-wide and local job search engines, professional resume critique and proven interview techniques. Experience personalized career center seamlessly integrated with advanced virtual technology to help job seekers of diverse backgrounds and needs.  You will need to enter your library card to sign in to the service. Hoboken Residents without a card can contact us at hobkcirc@hoboken.bccls.org to find out more about getting a card online.  In addition to resume templates and other skill building resources, live online job coaching is available every day from 2:00 PM to 11:00 PM EST.  Please email reference@hoboken.bccls.org for assistance with using JobNow.
Job & Career Accelerator
New Jersey State Residents have access to the Job & Career AcceleratorCreate resumes and cover letters, learn interviewing techniques, and prepare for related exams. Access millions of job listings. This resource is provided to New Jersey’s libraries by the New Jersey State Library and the Institute for Museum and Library Services.
Tips for Interviewing Online:  https://www.indeed.com/career-advice/interviewing/video-interview-guide

Click here for a Guide to Writing Powerful Cover Letters

Click here for a Guide to Crafting Successful Resumes


For Everyone

From the Hoboken Business Alliance: https://www.hobokenalliance.com/

Mortgage and Rent Relief, and Tenant Information

Eviction Moratorium (Update posted 4/27): https://covid19.nj.gov/forms/renter
Mortgage Relief: https://www.state.nj.us/dobi/covid/mortgagerelief.html

Property Tax Relief (posted 4/30) https://www.nj.gov/governor/news/news/562020/approved/20200428a.shtml

Tenant Information/Rent Relief (released 4/24): https://www.nj.gov/governor/news/news/562020/20200424c.shtml 

 

Energy Assistance info from the State of NJ

https://www.nj.gov/dca/divisions/dhcr/offices/energy.html

 

Financial Assistance, from the NJ Dept. of  Human Services

https://www.nj.gov/humanservices/dds/hottopics/financial/

 

 

 

Payments on Credit Cards, Student Loans, and Auto Loans

Student Loan Payments

The government has already waived two months of student loan payments for any federal student loan borrowers; in addition, the bill is slated to suspend payment for student loans held by the federal government until September 30th.

https://studentaid.gov/announcements-events/coronavirus

 

Credit Card Payments 

In this time of need, many credit card issuers are moving quickly to assist their customers by providing them with information and resources that may alleviate some of their financial burden. Please go to your financial institutions’ websites for information.

Auto Loan Payments

Many lenders are offering auto loan relief programs to help their customers alleviate some of their financial burden. https://www.creditkarma.com/advice/i/coronavirus-auto-loan-relief/

Automobile Insurance:  Several companies in NJ have reduced premiums. We suggest you contact your carrier to see what adjustments have been made.

Retirement Funding

  • Required Minimum Distribution rules for qualified plans and individual retirement accounts are suspended for 2020 to preserve asset value.
  • Coronavirus-related distributions of up to $100,000 can be made with the related income tax payable over a three-year period. Additionally, the amount can be recontributed back to plan over a three-year period without affecting that year’s contribution limits
  • The limits on the amount of loans that can be taken from a qualified plan for Coronavirus-related purposes is increased to the lesser of $100,000 or 100% of the individual’s accrued benefit.

 


Income Taxes:

Filing Deadlines extended to July 15 for Federal and New Jersey

Use your smart phone to file from home for free this tax season with IRS Free File. To learn more about the #FreeFile program and to see if you qualify, visit www.irs.gov/freefile.

 

 

 


For additional information:

News and Reference Articles

Coronavirus 24-Hour Public Hotline:  1-800-222-1222

From The Authors’ Guild: COVID-19: Details on Economic Relief for Authors

https://www.authorsguild.org/industry-advocacy/details-on-economic-relief-for-authors/

Questions on the content of this page?  Please email our Reference Department